The interest rate on loans are as follows:

 

INTEREST ON LOANS:	APR
Payday Loan	28.00%
Share Secured Loan	5.00%
Auto Loan	4.00-15.00%	*
Emergency Loan	8.00%	*
Vacation Loan	12.00%	*
Auto Insurance Loan	12.00%	*
Christmas Loan	12.00%	*
Carnival Loan	12.00%	*
Education Loan	12.00%	*
Property Tax Loan	12.00%	*
Income Tax Relief Loan	12.00%	*
Signature Loan	13.00%	*
In-House Consolidation	13.00%	*
Consolidation Loan	13.00%	*
Revolving Credit Loan	13.00%	*

 * The maximum interest rate on loans is 15%; excluding the Payday Loan.*

All loans are subject to credit approval. Some restrictions may apply. 

Interest on Shares (Annual Percentage Yield)  
The Credit Union pays dividend on a monthly basis compounded daily. The rate of dividend that is paid at any period is determined by the earnings of the Credit Union, therefore no rate of dividend is guaranteed.

The current dividend rate being paid on shares is 1.50% or 1.51% APY (Annual Percentage Yield).

The minimum balance required to earn the APY is $5.00.